A federal health insurance program for persons 65 years of age and older, have certain disabilities or permanent disabilities or permanent kidney failure, or are ill and cannot work.

• A. Medicare
• B. Medicaid
• C. Hospital
• D. LTC

Answer: (A)

This item tests your knowledge of which federal health insurance program covers older adults and certain people with disabilities or permanent kidney failure. Medicare is the nationwide program that provides health coverage to most people 65 and older, and it also covers younger individuals who have qualifying disabilities or end-stage renal disease. It is administered by the federal government and includes parts that cover hospital care and medical services, among others. Medicaid is a separate program that assists people with limited income and resources, not specifically based on age or disability, and the terms “Hospital” or “LTC” describe services or care types rather than a federal insurance program.